January is Financial Fitness Month!

Keep your resolutions in 2012 and get finically fit. It has never been so easy to save so much, simply refinance your title secured consumer loans at New Horizons Credit Union. Now through March 31, 2012 we’ll cut your rate by 3%. You’ll lower your monthly payment and save 3% on your interest rate. Complete an online application for each loan you wish to refinance. It gets better; now is a great time to consolidate your credit card debt. New Horizons Credit Union is offering $100 free to all new VISA card holders. There is no fee to transfer balances, no annual fee, no application fee, get VISA scorecard rewards, rates as low as 9.9% APR with a line of credit up to $15,000! You can achieve financial fitness by refinancing secured loans and consolidating credit card debit at New Horizons Credit Union. Membership is ownership!

Get Cash, Simply... Skip-A-Payment!

It's easy “hassle-free cash for the break you need! Skip-A-Payment guidelines: Members may skip 2 (non-consecutive) loan payments a year per loan. A processing fee of $35 applies on each skipped payment. Normal interest continues to accrue and the skipped payment will be added to the end of your loan term. Real estate loans and credit cards do not qualify for this offer. To request our Skip-A-Payment service, stop by the Credit Union to pick up a Skip-A-Payment form today!

Free Debt Counseling Available For Members

Credit union members and their families are taking advantage of the counseling services of Trinity Debt Management. Realities of the current financial stresses Americans face today cause many to wonder where to turn when obligations become overwhelming. That is why New Horizons Credit Union has partnered with Trinity Debt Management. Trinity is a non-profit organization that offers free confidential advice from certified counselors. Now our members may participate in a free program that can reduce the punishing high interest rates charged by some credit card companies. The savings in interest to our member may be substantial. Some members are able to correct their situation before it becomes hopeless. Tell Trinity you’re a New Horizons Credit Union Member and the $50 application fee is waived. Call 800-758-3844 or visit online at http://www.trinitycredit.org.

Together We Can Do This!

New Horizons Credit Union, SallieMae and you! College expenses can be overwhelming. We’re here to help ease the stress. SallieMae “SMART OPTION STUDENT LOAN” offers three repayment options to best fit your needs. Simply apply from this website by clicking on the “Get started” button to the left. New Horizons financial products help students and parents manage money safely, securely and over long distances. Offering these free products:

• Free Checking: with direct deposit options that help parents and students manage/balance checking.
• Free Online Banking: access accounts online anywhere, anytime 24/7.
• Free Online Bill Pay: safe, secure and always on time!
• Free Mobil Banking: use your smart phone to access your account 24/7.
• Free Telephone Banking: simply dial 800-243-8120 using any type of phone to get account information, transfer funds, request a check or make a payment 24/7.
• Free Alliance One network of ATMs: make deposits, get cash and transfer funds. ATM and debit cards give you cash flexibility 24/7.
• Free Shared Branching: simply go online to sharedbranching.org and input the zip code where you need a branch to get a list of the nearest branches you can use for your account transactions.

Together, we really can help get you through college. Stop in a branch today or apply online.