Signature Loans | Savings Secured Loans | Auto & Truck Loans | Boats, Motorcycles, Campers | Home Equity Loans | First Mortgage Loans | Seasonal Loans  | Student Loans | Credit Cards | Loan Term & Rate Schedule

As a member of New Horizons Credit Union, you have the opportunity to borrow for any provident and productive purpose whenever the need arises. Our rates are generally lower than you'll find elsewhere, and with payroll deduction or electronic funds transfer (EFT), making payments is easy.

For the ultimate in convenience, you can CLICK HERE for the loan application and apply right now or you may call the office nearest you during business hours to apply and ask any questions you might have. If you're not near an office and need to speak to a member service representative call 1-877-994-9972 and press "0".

NHCU offers Credit Life and Credit Disability insurance on most loans at very reasonable rates. This is a wonderful way to protect your credit history should you suffer a major illness or injury, and not burden your family in the event of your death.

Signature Loans - CLICK HERE for the loan application and apply right now

This is the loan that credit unions were founded on. Borrow a few hundred dollars or a few thousand for any provident and productive purpose. Use the money for furniture, pay off credit cards, vacation, etc. Loan amounts are based on the credit qualifications of the member and the current amount of unsecured debt owed to NHCU.

Share Certificiate Secured - CLICK HERE for the loan application and apply right now

Often called a share loan, you pledge monies on deposit in the credit union to secure the loan. Since this loan is 100% secured, you receive a really great interest rate which is the rate you are earning plus a spread established by our Board of Directors. This may be a term loan or may be repaid in monthly installments.

Auto & Truck Loans - CLICK HERE for the loan application and apply right now

Have your eye on a car, truck or SUV? Whether it's new, or previously owned, the credit union has the perfect financing plan for you. Terms up to 72 months on new and 60 months on previously owned vehicles.

Click Here to check prices of new and previously owned vehicles. NADA will give you the information you need to negotiate a great deal.

Don't want the hassle of haggling price with the dealer? With a pre-approved loan from the credit union all you have to do is pick up your new vehicle.

Boats, Motorcycles, Campers, etc.

We call this type of loan a recreational vehicle loan. It covers just about anything you might use to enjoy your leisure time. Powered, or unpowered, with or without wheels, before you let the dealer arrange financing check our great rates and terms. CLICK HERE to apply for this loan.

Home Equity Loans - CLICK HERE for the loan application and apply right now

NHCU lends up to 90% of the value in your home, less any first mortgages, to help with remodeling projects, buying a new car, financing higher education, bill consolidations, and more. The interest you pay may be tax deductible (check with your tax advisor). Revolving equity loans have a variable rate of interest.

First Mortgage Loans - CLICK HERE for the loan application and apply right now

NHCU offers first mortgage loans through, Capital Mortgage Funding and can meet just about any home-buying or refinancing need. Conventional 15, 20 and 30 year plans are available, along with several other choices. We help you understand your options so you're assured of the best possible mortgage choice. Call 1-877-994-9972 and speak with our mortgage department.

Seasonal Loans - CLICK HERE for the loan application and apply right now

Just like any business we have seasonal specials.

Seasonal Loans are offered twice a year during the vacation season and at Christmas. Borrow up to $2,500 for 12 months at a great rate! Use it to travel, make purchases or pay your credit cards. Watch for special announcements on the website, in statements or inside the branches.

Student Loans - CLICK HERE for the loan application and apply right now

Do you want to DRAMATICALLY cut the cost of your credit?

Then open a New Horizons Credit Union Visa today (available to members only). Over the life of your card, you can pocket hundreds, even thousands of dollars that you'll save on finance charges and fees. As a NHCU Visa holder, you'll enjoy these advantages:

To apply simply click here, print the VISA application, complete and mail to:

New Horizons Credit Union
637 Vine Street
Cincinnati, Ohio 45202

DISCLOSURES

VISA Minimum payment is 3% of the balance or $35 whichever is greater.

Use of Card - You agree not to make or permit to be made any illegal transactions on your Account through use of a Card, a check or in any other manner. We may deny authorization for any Internet gambling transaction.